Frequently Asked Questions

Q: What is the time frame for pre-approval, actual approval and funding?

A. We can often give pre-approvals in as little as 24 hours. Actual approvals are within 3 days and funding in as little as 2 weeks.
(These are our fastest approval and funding times and are contingent upon document and data retrieval being handled in an immediate fashion by borrower, as well as the accuracy and completeness of the data being submitted.)

Q. Does All Access loans charge a fee?

A. All Access Loans does not charge an upfront fee, but charges a percentage of the loan amount upon loan closing. The fee ranges from 1% of the total loan amount of 5% depending on the type and size of loan. Please apply or contact us for a quote.

Q: Who are the lenders that All Access Loans uses to fund their loans?

A. All Access loans has access to various types of funding sources, and the knowledge of which lenders are funding certain types of loans at any given time. The source of the funds that come from non-bank sources are usually life insurance companies, pension funds, real estate investment trusts, large “Fortune 500” credit companies, private capital corporations and private investors.

Q: Will All Access Loans ever use traditional banks and S & Ls (Savings and Loan Institutions) to fund their loans?

A. Yes, All Access Loans will some times use traditional banks and S & Ls to fund their loans. We decide which lender based on their loan parameters and your specifications, ensuring you the lowest rates and best terms our efforts can yield.